Settlement Engine

Multi-Currency Wallet & Settlement

VAULTX provides a transparent, multi-currency wallet system designed for seamless cross-border odds liquidity and verified deposits.

User Wallet
Balance Overview
Verified

Manage multiple currency balances and track your odds purchasing power in real-time.

USD / KES
$125.50KSh 8,500
EUR: €40.00GBP: £15.00

Wallet Features

  • Multi-Currency Wallet: Track balances in USD, KES, EUR, and GBP with real-time updates.
  • Automated Conversion: Instant currency exchange during odds purchase with transparent fees.
  • Secure Deposits: PayPal-integrated funding with server-side transaction verification.
  • Transaction Ledger: Full audit trail for every deposit, conversion, and odds purchase.

Admin Dashboard

Currency & Payments

Admin Access

Configure platform settings, manage exchange rates, and reconcile payment transactions securely.

Audit Ready
Base Currency
USD
Active
Markup
1.5%
Configured

Admin Modules

  • Currency Management: Enable or disable currencies and set base currency preferences.
  • Fee & Limit Control: Configure deposit limits, conversion markups, and processing fees.
  • Payment Reconciliation: Verify PayPal transactions against wallet credits for audit safety.
  • Exchange Rate Monitor: View live rates and manage conversion logic from the dashboard.

4

Supported Currencies

Live

Exchange Rates

Secure

PayPal Verification

Audit

Full Ledger Trail

Auditability & Financial Clarity

Immutable Transaction Ledger Rules

Every transaction inside VAULTX is recorded onto a permanent dual-readout ledger. Explore how deposits, odds purchases, conversions, and payouts maintain complete traceability with zero hidden fees and verifiable settlement verification.

Visible Lineage100%
Dual-Readout Architecture

Every cross-currency record explicitly states both holding currency and settlement currency simultaneously.

Optimistic Drift0 ms
Server-Side Verification

Balances are never incremented from frontend callbacks. Settlement happens solely upon webhook signature proof.

Ledger StandardSHA-256
Cryptographic Tamper-Proofing

Chronological hash chaining guarantees previous blocks and line items cannot be modified retroactively.

Ledger Specifications by Transaction Type

External multi-currency deposits channeled through verified payment gateways into user balance reserves.

Dual-Readout Vector Server-Verified
KES 5,000$38.60 USDRate: 1 USD = 129.53 KES
Processing FeeKSh 75.00 (1.5%)
Platform FeeKSh 0.00
Final Wallet Credit$38.02 USD
Settlement Rule: Settled strictly on server-side webhook confirmation from PayPal. Zero optimistic wallet credits.

Real-Time Ledger Inspector
Live Audit Block
Active Ledger State

Below is an authentic serialization snapshot reflecting how multi-currency settlement blocks are verified before crediting wallet balances.

Block Entry#VX-8921-SETTLE
Gateway Auth PayPal Webhook 200 OK
Selected AssetKES (Kenyan Shilling)
Base Currency Equivalent$125.50 USD
Audit Timestamp Synchronized UTC
Cryptographic Signature0x9df4…82ec79b
Immutable Settlement Guarantee

Balances are only marked as funded after the payment provider's webhook is cryptographically validated by our backend. Frontend callbacks alone will never trigger ledger credits.

Zero Hidden Markups• Supported: USD, KES, EUR, GBP
Platform Standard: Server-Side Settlement Confirmation Only